Oak Terrace Homes under $300,000

Oak Terrace Homes under $300,000

Welcome to Oak Terrace, a hidden gem nestled in the heart of Arizona! This charming subdivision offers a perfect blend of comfort, community, and affordability, making it an ideal choice for first-time homebuyers, families, and retirees alike. With homes priced under $300,000, Oak Terrace stands out as a beacon of opportunity in today’s real estate market.

As you stroll through the tree-lined streets of Oak Terrace, you’ll be greeted by a warm and inviting atmosphere. The community is known for its friendly neighbors and well-maintained properties, creating a sense of belonging that is hard to find elsewhere. Families will appreciate the nearby parks and recreational facilities, where children can play and neighbors can gather for picnics and community events.

The homes in Oak Terrace are designed with both style and functionality in mind. Many of the residences feature open floor plans, modern kitchens, and spacious backyards, perfect for entertaining or enjoying a quiet evening under the stars. With several options available, you can find a home that perfectly fits your lifestyle and budget, all while enjoying the benefits of homeownership in a thriving community.

Conveniently located near shopping, dining, and major highways, Oak Terrace offers easy access to everything you need. Whether you’re commuting to work or exploring the vibrant local culture, you’ll find that this subdivision is perfectly situated for your lifestyle.

Don’t miss out on the opportunity to own a beautiful home in Oak Terrace, where affordability meets community charm. Explore your options today and discover why this enchanting neighborhood is the perfect place to call home!

Newest Oak Terrace Homes under $300,000

20875 E Black Rock Trail, Mayer
$182,000
3 Beds ⋅ 2 Baths ⋅ 1085449 MLS ⋅ 1,568 SqFt. ⋅ ACTIVE Status ⋅ 7,841 Sqft. Lot
Come take a look at this fantastic home located in the quiet neighborhood of Mayer. 3 bedrooms 2 baths, split floor plan. Granite counters in the kitchen. Very open and spacious home. Perimeter fenced. Nice and large backyard with a shed and plenty of room for a large garden, RV parking.

20875 E Black Rock Trail, Mayer
93 Alpine, Prescott
$135,000
2 Beds ⋅ 2 Baths ⋅ 1085432 MLS ⋅ 1,560 SqFt. ⋅ ACTIVE Status
Welcome home to a peaceful and welcoming lifestyle in Pine Lakes. This beautifully designed home offers an inviting open-concept layout with a spacious living area that flows seamlessly into the dining room and kitchen. It features 2 comfortable bedrooms, 2 bathrooms and a versatile office/den. Newer HVAC unit, new carpet in bedrooms and new vinyl in den/study. Enjoy outdoor living and the peaceful surroundings on the covered deck in this 55+ community. Must be approved by management through credit and background checks. Lot rent is $1200/month and includes access to all amenities. Amenities include pool, spa, clubhouse, tennis court, billiard room, workout room, community kitchen and meeting room, 2 lakes, dog park, and nearby trails.

93 Alpine, Prescott
4356 N Katie Circle Unit W, Prescott Valley
$245,000
2 Beds ⋅ 2 Baths ⋅ 1085416 MLS ⋅ 868 SqFt. ⋅ ACTIVE Status
This beautifully refreshed home offers peace of mind and easy living with fresh interior and exterior paint and a brand-new roof backed by a transferable warranty. The clean, updated finishes create a bright and welcoming feel throughout, while the recent improvements mean you can move in with confidence.

4356 N Katie Circle Unit W, Prescott Valley
879 N Country View Drive, Prescott Valley
$217,000
1 Beds ⋅ 1 Baths ⋅ 1085305 MLS ⋅ 608 SqFt. ⋅ ACTIVE Status ⋅ 1,742 Sqft. Lot
Light, bright, and impeccably maintained, this charming one-bedroom, one-bath home offers comfortable living on owned land in one of the community's most desirable parks. The inviting living area feels open and airy, flowing into a well-designed kitchen with abundant storage, a gas stove, and upgraded windows that bring in beautiful natural light. The bedroom is generously sized with excellent storage, and the home has been thoughtfully updated with a recently replaced roof and new, upgraded windows for peace of mind. A stand-alone storage shed adds even more convenience. One of the standout features is the expansive fully screened-in Arizona Room, complete with a ceiling fan--an ideal space for relaxing, entertaining, or enjoying the outdoors in comfort year-round. Clean, bright, and move-in ready, this lovingly cared-for home offers exceptional value in a great location within the park.

879 N Country View Drive, Prescott Valley
20186 E Cedar Canyon Drive, Cordes Lakes
$250,000
3 Beds ⋅ 2 Baths ⋅ 1085298 MLS ⋅ 1,290 SqFt. ⋅ ACTIVE Status
20186 E Cedar Canyon Dr is a one-story Mayer home built in 2005 with three bedrooms, two bathrooms and 1,268 square feet of living area. Dark cabinetry and a long breakfast bar define the kitchen, with a range and refrigerator along the back wall. The dining area sits near the rear doors, while the adjoining living room faces a broad front window. A deck extends from the rear of the home toward a landscaped path and open yard. A two-car garage provides parking on the 8,276-square-foot lot. Included 100-Day Home Warranty with buyer activation

20186 E Cedar Canyon Drive, Cordes Lakes
3776 W Center Lane, Camp Verde
$260,000
2 Beds ⋅ 2 Baths ⋅ 1085272 MLS ⋅ 992 SqFt. ⋅ ACTIVE Status ⋅ 43,560 Sqft. Lot
Charming horse property on one fully fenced and cross-fenced acre in the peaceful Middle Verde area of Camp Verde. This two-bedroom, 1.5-bath home offers a split floor plan, spacious kitchen with gas range, open living area, dedicated hallway laundry area, and a welcoming front porch with views of the surrounding countryside. The property is well equipped for animals and vehicles, featuring established horse pasture, a two-car garage, and a four-car carport. Additional amenities include a private well, septic system, and mature fig and pomegranate trees. The home is ready for a buyer to add personal touches and make it their own, while the pasture is already prepared for the horses. Enjoy a quiet rural setting where animals are welcome, with paved roads leading to the community.

3776 W Center Lane, Camp Verde
1510 N Rose Quartz Drive, Prescott
$248,000
2 Beds ⋅ 2 Baths ⋅ 1085248 MLS ⋅ 896 SqFt. ⋅ ACTIVE Status ⋅ 6,098 Sqft. Lot
QUALIFY USING A VA LOAN AND ZERO MONEY DOWN! This is an amazing opportunity for a first time home buyer or investor or simply downsizing or simplifying! This charming home is located in a secluded little pocket between Prescott and Prescott Valley with easy access to shopping nearby. It is a remodeled single wide manufactured home that comes with 2 bedrooms and 2 bathrooms and a split plan. The work has all been done for you and is move in ready! The home offers newer paint, kitchen cabinets, bathroom vanities, tub/showers, ducted mini split system. The water heater was also replaced within the last 3 years. Two storage sheds approx 14x14 and 9x12 provide space for all your extra items crafts hobbies holiday decor and more! Bring your RV and toys too as there's a place to park it all! The property also offers a fenced yard. All this and no HOAS! You won't find a better deal in town!

1510 N Rose Quartz Drive, Prescott
18233 S John Fry Avenue, Peeples Valley
$225,000
2 Beds ⋅ 2 Baths ⋅ 1085247 MLS ⋅ 840 SqFt. ⋅ ACTIVE Status ⋅ 33,541 Sqft. Lot
Escape the desert heat and enjoy the cooler temperatures of beautiful Peeples Valley! Situated on a spacious 3/4-acre lot, this charming property offers plenty of room to relax and enjoy peaceful high-desert living. Mature trees surround the property, while front and back lawns create a welcoming outdoor setting with plenty of space for entertaining, gardening, or simply enjoying the fresh mountain air. Inside, the home features 2 bedrooms, 2 bathrooms, and a comfortable Arizona room that provides additional space to relax or as storage space. Other great features include a pellet stove, water filtration system and a water softner. A detached garage offers covered parking and extra storage, while a separate storage shed provides even more room for tools, outdoor gear, and hobbies. Whether you're looking for a full-time residence, investment property, or the perfect summer get-away this Peeples Valley home offers a wonderful opportunity to enjoy small-town living and a refreshing escape from the valley heat.

18233 S John Fry Avenue, Peeples Valley
3089 Montana Terrace Road Unit 3d, Prescott
$285,000
2 Beds ⋅ 2 Baths ⋅ 1085217 MLS ⋅ 1,115 SqFt. ⋅ ACTIVE Status ⋅ 1,307 Sqft. Lot
Immaculately cared for and ideally located in central Prescott, this end-unit condo offers comfortable living along with beautiful, open views of Granite Mountain. Two covered decks provide inviting outdoor spaces to relax and enjoy the surrounding scenery.Inside, the nicely sized living room features a fireplace, creating a comfortable gathering space. The kitchen is well appointed with custom cabinetry, granite countertops and stainless steel appliances. An adjacent dining area is filled with natural light from a large picture window framing the Granite Mountain views and offers direct access to one of the covered decks.The spacious primary suite includes a bonus sitting area that also works well as a home office, along with a private bathroom and walk-in closet. The generously sized secondary bedroom is conveniently located near its own bathroom. A dedicated hall laundry space includes the washer and dryer for added convenience.Additional updates include a new roof, newer HVAC system, new window sun screens, new exterior paint and newer carpet. A covered parking space is included and conveniently located near the community mailboxes.With its end-unit location, two covered decks, Granite Mountain views, low HOA fee, recent updates and exceptionally well-maintained interior, this condo offers an appealing combination of location, comfort and easy Prescott living.

3089 Montana Terrace Road Unit 3d, Prescott
123 N Rush Street Unit 13, Prescott
$99,000
2 Beds ⋅ 1 Baths ⋅ 1085175 MLS ⋅ 840 SqFt. ⋅ ACTIVE Status
Prime location in desirable over 55 community. End of cul-de sac location for super privacy, ''no-neighbor'' view. Cheerful windows surround kitchen in this great eat-in kitchen floorplan. Pantry and storage leaves you room for all the kitchen accessories you want. Spacious living room lets you enjoy visits with friends and neighbors. Plenty of room for what you need in the comfy two bedrooms. Updated bath has plenty of storage and space. Carport fits 2 to 3 cars. Come see today!

123 N Rush Street Unit 13, Prescott
270 W Lake Louise Road, Paulden
$275,000
3 Beds ⋅ 2 Baths ⋅ 1085164 MLS ⋅ 1,230 SqFt. ⋅ ACTIVE Status ⋅ 6,970 Sqft. Lot
Welcome to 270 W Lake Louise Rd, where brand-new construction, contemporary design, and the freedom of Northern Arizona living come together in one exceptional turnkey property. Completed in 2026, this beautifully appointed Clayton 'Stand By Me' model is situated on an oversized lot surrounded by sweeping high-desert scenery and wide-open Arizona skies. With the property already fully fenced and professionally landscaped, the work has been done--simply move in, settle down, and start enjoying your new home.From the moment you arrive, the attention to detail is immediately apparent. Generous parking, attractive exterior finishes, thoughtfully completed landscaping, and a fully fenced property create an impressive first impression while providing the space and functionality today's buyers are searching for. Unlike many new-construction opportunities that leave landscaping, fencing, and exterior improvements for the buyer to complete later, this home has been designed to deliver a truly finished experience from day one.Step inside to discover a bright, inviting open-concept floor plan where natural light, modern finishes, and thoughtful design create an effortless sense of space. At the center of the home is a stunning kitchen designed to make a statement. An oversized island provides abundant workspace and gathering space, complemented by stainless steel appliances, recessed lighting, designer pendant fixtures, and dramatic onyx-inspired accents that bring a bold, sophisticated edge to the home's contemporary aesthetic.The kitchen flows seamlessly into the dining and living areas, creating an ideal setting for entertaining friends, gathering with family, or simply enjoying everyday life. Carefully selected finishes and refined design elements throughout provide a modern atmosphere without sacrificing warmth or comfort.The private primary suite offers a peaceful retreat at the end of the day, complete with a spacious walk-in closet, dual vanities, and beautifully finished walk-in shower. Thoughtful storage, functional spaces, and an intelligently designed layout make the home as practical as it is attractive.Beyond the home itself, the setting captures everything buyers love about Paulden and Northern Arizona--open space, beautiful high-desert surroundings, incredible views, and room to breathe, while maintaining convenient access toward Prescott and the greater Phoenix area.Best of all, this is 2026 new construction, offering the peace of mind, energy efficiency, modern systems, contemporary finishes, and low-maintenance lifestyle that are difficult to find in an older home. No renovation list. No deferred maintenance. No waiting to transform someone else's house into your own. This one is ready.And if you love the concept of a brand-new home but this particular floor plan isn't exactly what you've envisioned, additional models, floor plans, and fully custom build opportunities are available, allowing you to explore a home tailored specifically to your lifestyle and needs.270 W Lake Louise Rd is more than a new home--it's an opportunity to enjoy modern, efficient, turnkey living surrounded by the beauty and freedom of Northern Arizona. Brand new. Fully finished. Beautifully designed. Welcome home.

270 W Lake Louise Road, Paulden
24415 N Cleveland Street, Paulden
$217,000
2 Beds ⋅ 2 Baths ⋅ 1085121 MLS ⋅ 800 SqFt. ⋅ ACTIVE UNDER CONTRACT Status ⋅ 18,731 Sqft. Lot
Newer 2019 2BD/2BA, 800 sq ft home on a private .43-acre lot offering peaceful rural living with excellent access to nearby towns and outdoor recreation. Located just off Hwy 89 and minutes from Chino Valley, Prescott, and Prescott Valley, this property provides a comfortable retreat with a quiet setting and usable land. The home features an efficient layout, modern finishes, and a fully fenced backyard ideal for pets. Private roads offer a calm environment and ample parking for larger vehicles. Currently operating as an active Airbnb, the property presents strong investment potential or an easy transition to full-time living.

24415 N Cleveland Street, Paulden
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